Lowe`s Lowe`s
 
Welcome to the Lowe's Accounts Receivable Application operated by Synchrony Bank.
About Your Business
* Indicates a Required Field
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(Account will be set up in this name)
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Example: 123 Main Street (No P.O. boxes)
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Example: 12345
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Example: 555-123-4567
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Yes No
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Personal Guarantee
 Authorized Officer/Owner
You must be an authorized representative of the business or organization with authority to enter into contractual agreements.
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Beneficial Owners
Federal law requires Synchrony Bank to obtain information about the key individuals who own and/or control certain legal entity types that apply for this type of account. Without this information, the application cannot be approved.
Controllership
One individual with significant responsibility for managing the applicant (e.g., CEO, President, CFO, General Partner, Vice President or Treasurer)
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Street Address Required. No Post Office Boxes.
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Yes No
Ownership
Each individual, if any, who directly or indirectly through any contract, arrangement, understanding, relationship or otherwise, owns 25% or more of the equity interests of the applicant(for example, each natural person who owns 25% or more of the shares of a corporation):
If no individual meets the above definition, please proceed past the Ownership section of the application.
Street Address Required. No Post Office Boxes.
Is this individual a U.S citizen?
Yes No
Click "Add another" if there are multiple individuals owning 25% or more equity interests in the business entity. (Up to four can be submitted)
Ownership
Each individual, if any, who directly or indirectly through any contract, arrangement, understanding, relationship or otherwise, owns 25% or more of the equity interests of the applicant(for example, each natural person who owns 25% or more of the shares of a corporation):
If no individual meets the above definition, please proceed past the Ownership section of the application.
Street Address Required. No Post Office Boxes.
Is this individual a U.S citizen?
Yes No
Ownership
Each individual, if any, who directly or indirectly through any contract, arrangement, understanding, relationship or otherwise, owns 25% or more of the equity interests of the applicant(for example, each natural person who owns 25% or more of the shares of a corporation):
If no individual meets the above definition, please proceed past the Ownership section of the application.
Street Address Required. No Post Office Boxes.
Is this individual a U.S citizen?
Yes No
Ownership
Each individual, if any, who directly or indirectly through any contract, arrangement, understanding, relationship or otherwise, owns 25% or more of the equity interests of the applicant(for example, each natural person who owns 25% or more of the shares of a corporation):
If no individual meets the above definition, please proceed past the Ownership section of the application.
Street Address Required. No Post Office Boxes.
Is this individual a U.S citizen?
Yes No
To increase the likelihood of approval, you should be able to answer 'YES' to one of the following statements.
The company has been in business for more than three years.

OR
I am willing to Personal Guarantee this account.

OR
The company has been in business for more than three years but does not have
an established business credit history. I am willing to Personal Guarantee this account.
 Personal Guarantee
Please check box and complete this section if (a) you agree to offer a Personal Guarantee based on the questions above or (b) you did not give us a Tax ID or (FEIN) Number.
Personal Guarantee terms of the personal guarantee
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Example: 123 Main Street (No P.O. boxes)
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Example: 12345
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Example: 555-123-4567
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/ /
Example: MM / DD / YYYY
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- - This
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Example: 35,000 = 35000
About Your Account
Yes No
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Example: 123 Main Street (No P.O. boxes)
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Example: 12345
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Example: 123 Main Street (No P.O. boxes)
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Example: 12345
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Example: 555-123-4567
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Example: 123 Main Street (No P.O. boxes)
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Example: 12345
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Example: 555-123-4567
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Yes No
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 Agreement
By clicking 'Accept and Submit' on behalf of your business, you are applying for a Lowe's Accounts Receivable Account. You represent that your business is a valid business entity, all purchases made on this Account, if approved, will be for business purposes and not for personal, family or household use and you are an authorized representative of the business with authority to enter into contractual agreements to borrow money. On behalf of the business, you certify, to the best of your knowledge, that all information provided in this Application, including the Benificial Owners section, is complete and correct, you understand the Lowe's Accounts Receivable Agreement will govern the Account and that the applicable Agreement will be provided to you upon approval of the Application. You can review the full agreement by clicking on the Terms and Conditions link above. The Lowe's Accounts Receivable agreement is governed by federal and North Carolina Law. You authorize us and our assignees to obtain information about you personally (whether or not you have personally guaranteed the account) for purposes of updates, renewals or extension of credit granted as a result of this Application, or in receiving or collecting the Account. You also understand that credit on this Account, once approved, will be extended by, or interests in the indebtedness on your Account may be assigned to Synchrony Bank and that there is no binding contract between us until your Application is approved. You consent to Lowe's, Synchrony Bank and any other owner, assignee or servicer of the Account contacting you about the Account, including using any contact information or cell phone numbers you provide, and you consent to the use of any automatic telephone dialing system and/or an artificial or prerecorded voice when calling you, even if you are charged for the call under your phone plan. You understand that Lowe's or its assignee may have the right to place a materialman's lien on the property to which the purchases on the Account were delivered and/or incorporated. Federal Law requires us to obtain, verify and record information that identifies you when you open an account. We will use your name, address, taxpayer ID# and other information for this purpose.
This Your security is important to us and we take great care to protect your information. We protect your information by using 128 bit secure socket layer technology.